Home Insurance Costs with Deductible Scenarios in Wayne County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Wayne County, MI	$92400	$493	$679
Rockwood, MI	$120300	$540	$743
Ferndale, MI	$131100	$463	$637
Hazel Park, MI	$55500	$425	$584
Ecorse, MI	$37900	$538	$740
Allen Park, MI	$108900	$491	$675
Grosse Ile, MI	$259500	$574	$790
Livonia, MI	$170500	$572	$787
Birmingham, MI	$467700	$705	$970
Ypsilanti charter, MI	$133200	$465	$640

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Impact of Coverage Amount on Home Insurance Cost In Wayne County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$716
$200,000	$2,321
$300,000	$3,072
$400,000	$3,599
$500,000	$4,607
$750,000 to $1000,000	$5,327
Above $1000,000	$6,298

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Wayne County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Wayne County, MI Average Home Insurance Cost	$686.76
State Average Home Insurance Cost	$775
Difference Vs national Average	-537.24

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Top Homeowners Insurance Companies in Wayne County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,247
Michigan Farm Bureau	$974
Auto Owners	$946
Farmers	$884

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Wayne County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-96	591
One Claim	+48	735
Two Claims	+96	783

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