Home Insurance Costs with Deductible Scenarios in Sterling Heights, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Sterling Heights, MI	$164700	$566	$779
Royal Oak charter, MI	$61100	$465	$640
Chesterfield, MI	$173700	$575	$791
Village of Grosse Pointe Shores, MI	$452400	$1216	$1,674
Huntington Woods, MI	$321400	$660	$908
Washington, MI	$260600	$575	$792
Bingham Farms, MI	$390200	$966	$1,330
Addison, MI	$281300	$600	$826
Macomb, MI	$244800	$638	$878
Oak Park, MI	$90600	$471	$648

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Impact of Coverage Amount on Home Insurance Cost In Sterling Heights, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$426
$200,000	$1,346
$300,000	$1,989
$400,000	$2,393
$500,000	$3,063
$750,000 to $1000,000	$3,542
Above $1000,000	$4,188

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Sterling Heights, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Sterling Heights, MI Average Home Insurance Cost	$788.61
State Average Home Insurance Cost	$775
Difference Vs national Average	-435.39

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Top Homeowners Insurance Companies in Sterling Heights, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Frankenmuth Insurance	$990
Michigan Farm Bureau	$974
Auto Owners	$946
Hanover	$934

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Sterling Heights, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-110	678
One Claim	+55	844
Two Claims	+110	899

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