Home Insurance Costs with Deductible Scenarios in St. Clair Shores, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Clair Shores, MI	$114200	$517	$712
St. Clair Shores, MI	$114200	$517	$712
Lathrup Village, MI	$168800	$587	$808
Clinton charter, MI	$139700	$470	$647
Ira, MI	$167000	$492	$677
Clay, MI	$173400	$497	$684
Southfield, MI	$124300	$528	$726
Detroit, MI	$42800	$615	$847
Ray, MI	$191200	$609	$838
Royal Oak charter, MI	$61100	$465	$640

---

Impact of Coverage Amount on Home Insurance Cost In St. Clair Shores, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$597
$200,000	$1,987
$300,000	$2,509
$400,000	$3,040
$500,000	$3,891
$750,000 to $1000,000	$4,499
Above $1000,000	$5,320

---

---

St. Clair Shores, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Clair Shores, MI Average Home Insurance Cost	$720.71
State Average Home Insurance Cost	$775
Difference Vs national Average	-503.29

---

Top Homeowners Insurance Companies in St. Clair Shores, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
Michigan Farm Bureau	$974
Automobile Club	$897
Farmers	$884

---

St. Clair Shores, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-86	634
One Claim	+50	771
Two Claims	+94	814

---