Home Insurance Costs with Deductible Scenarios in St. Clair County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Clair County, MI	$135000	$538	$741
Wales, MI	$155500	$575	$791
East China, MI	$157200	$577	$793
Brockway, MI	$151900	$572	$786
Ira, MI	$167000	$492	$677
St. Clair, MI	$195400	$514	$708
Berlin, MI	$174900	$593	$816
Columbus, MI	$200700	$617	$850
China, MI	$214400	$631	$868
Speaker, MI	$97700	$515	$708

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Impact of Coverage Amount on Home Insurance Cost In St. Clair County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$648
$200,000	$1,738
$300,000	$2,134
$400,000	$2,763
$500,000	$3,537
$750,000 to $1000,000	$4,089
Above $1000,000	$4,835

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St. Clair County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Clair County, MI Average Home Insurance Cost	$749.81
State Average Home Insurance Cost	$775
Difference Vs national Average	-474.19

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Top Homeowners Insurance Companies in St. Clair County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,247
AAA	$954
Safeco	$914
Meemic	$635

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St. Clair County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-105	645
One Claim	+60	810
Two Claims	+105	855

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