Home Insurance Costs with Deductible Scenarios in Royal Oak, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Royal Oak, MI	$191700	$591	$813
Bingham Farms, MI	$390200	$966	$1,330
Grosse Pointe, MI	$325500	$794	$1,093
River Rouge, MI	$34800	$547	$753
Clinton charter, MI	$139700	$470	$647
Fraser, MI	$128000	$461	$634
Sylvan Lake, MI	$198600	$616	$848
Royal Oak charter, MI	$61100	$465	$640
Livonia, MI	$170500	$572	$787
Huntington Woods, MI	$321400	$660	$908

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Impact of Coverage Amount on Home Insurance Cost In Royal Oak, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$408
$200,000	$1,309
$300,000	$1,753
$400,000	$2,103
$500,000	$2,692
$750,000 to $1000,000	$3,112
Above $1000,000	$3,680

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Royal Oak, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Royal Oak, MI Average Home Insurance Cost	$822.56
State Average Home Insurance Cost	$775
Difference Vs national Average	-401.44

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Top Homeowners Insurance Companies in Royal Oak, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,174
Michigan Farm Bureau	$974
Auto Owners	$946
Automobile Club	$897

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Royal Oak, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-107	716
One Claim	+58	880
Two Claims	+99	921

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