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Home Insurance Costs with Deductible Scenarios in Roseville, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Roseville, MI $71600 $467 $642
Grosse Pointe Park, MI $332000 $574 $790
Bloomfield Hills, MI $840300 $2017 $2,775
Pleasant Ridge, MI $295900 $738 $1,016
Berkley, MI $172800 $497 $684
Pearl Beach, MI $209200 $626 $862
Fraser, MI $128000 $461 $634
Beverly Hills, MI $341500 $590 $812
Royal Oak charter, MI $61100 $465 $640
New Baltimore, MI $206700 $524 $721

Impact of Coverage Amount on Home Insurance Cost In Roseville, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $893
$200,000 $2,568
$300,000 $3,658
$400,000 $4,625
$500,000 $5,920
$750,000 to $1000,000 $6,845
Above $1000,000 $8,094


Roseville, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Roseville, MI Average Home Insurance Cost$649.9
State Average Home Insurance Cost$775
Difference Vs national Average-574.1

Top Homeowners Insurance Companies in Roseville, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
AAA $954
Hanover $934
Automobile Club $897

Roseville, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -84 565
One Claim +45 695
Two Claims +78 728