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Home Insurance Costs with Deductible Scenarios in Rochester Hills, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Rochester Hills, MI $264400 $662 $911
Oak Park, MI $90600 $471 $648
Bloomfield charter, MI $385400 $676 $930
Roseville, MI $71600 $467 $642
Madison Heights, MI $91300 $471 $649
Clinton charter, MI $139700 $470 $647
Oakland charter, MI $383400 $671 $924
Clawson, MI $155900 $484 $666
Addison, MI $281300 $600 $826
Wolverine Lake, MI $174100 $592 $815

Impact of Coverage Amount on Home Insurance Cost In Rochester Hills, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $390
$200,000 $1,115
$300,000 $1,432
$400,000 $1,689
$500,000 $2,162
$750,000 to $1000,000 $2,500
Above $1000,000 $2,956


Rochester Hills, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Rochester Hills, MI Average Home Insurance Cost$922.56
State Average Home Insurance Cost$775
Difference Vs national Average-301.44

Top Homeowners Insurance Companies in Rochester Hills, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Liberty Mutual $1,247
Hanover $934
Farmers $884

Rochester Hills, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -111 812
One Claim +55 978
Two Claims +129 1052