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Home Insurance Costs with Deductible Scenarios in Pontiac, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Pontiac, MI $56300 $444 $611
White Lake charter, MI $209300 $526 $724
Clinton charter, MI $139700 $470 $647
Ferndale, MI $131100 $463 $637
Northville, MI $387300 $680 $936
Independence charter, MI $237700 $552 $759
Sylvan Lake, MI $198600 $616 $848
Macomb County, MI $146700 $550 $756
Waterford charter, MI $145900 $475 $654
Wixom, MI $227600 $542 $746

Impact of Coverage Amount on Home Insurance Cost In Pontiac, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $1,024
$200,000 $3,271
$300,000 $4,252
$400,000 $5,383
$500,000 $6,890
$750,000 to $1000,000 $7,967
Above $1000,000 $9,420


Pontiac, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Pontiac, MI Average Home Insurance Cost$618.86
State Average Home Insurance Cost$775
Difference Vs national Average-605.14

Top Homeowners Insurance Companies in Pontiac, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Hanover $934
Safeco $914
Automobile Club $897

Pontiac, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -74 545
One Claim +31 650
Two Claims +74 693