Home Insurance Costs with Deductible Scenarios in Pontiac, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Pontiac, MI	$56300	$444	$611
White Lake charter, MI	$209300	$526	$724
Clinton charter, MI	$139700	$470	$647
Ferndale, MI	$131100	$463	$637
Northville, MI	$387300	$680	$936
Independence charter, MI	$237700	$552	$759
Sylvan Lake, MI	$198600	$616	$848
Macomb County, MI	$146700	$550	$756
Waterford charter, MI	$145900	$475	$654
Wixom, MI	$227600	$542	$746

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Impact of Coverage Amount on Home Insurance Cost In Pontiac, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,024
$200,000	$3,271
$300,000	$4,252
$400,000	$5,383
$500,000	$6,890
$750,000 to $1000,000	$7,967
Above $1000,000	$9,420

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Pontiac, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Pontiac, MI Average Home Insurance Cost	$618.86
State Average Home Insurance Cost	$775
Difference Vs national Average	-605.14

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Top Homeowners Insurance Companies in Pontiac, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,247
Hanover	$934
Safeco	$914
Automobile Club	$897

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Pontiac, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-74	545
One Claim	+31	650
Two Claims	+74	693

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