Home Insurance Costs with Deductible Scenarios in Oakland County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oakland County, MI	$209800	$608	$837
West Bloomfield charter, MI	$281700	$601	$827
Ortonville, MI	$160200	$579	$797
Hadley, MI	$222100	$640	$880
Redford charter, MI	$72200	$448	$617
Orchard Lake Village, MI	$550200	$1460	$2,009
Bloomfield Hills, MI	$840300	$2017	$2,775
Village of Clarkston, MI	$273400	$703	$967
Addison, MI	$281300	$600	$826
Orion charter, MI	$240400	$554	$763

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Impact of Coverage Amount on Home Insurance Cost In Oakland County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$386
$200,000	$1,159
$300,000	$1,552
$400,000	$1,959
$500,000	$2,508
$750,000 to $1000,000	$2,899
Above $1000,000	$3,428

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Oakland County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oakland County, MI Average Home Insurance Cost	$846.81
State Average Home Insurance Cost	$775
Difference Vs national Average	-377.19

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Top Homeowners Insurance Companies in Oakland County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,174
AAA	$954
Safeco	$914
Meemic	$635

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Oakland County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-110	737
One Claim	+51	898
Two Claims	+119	965

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