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Home Insurance Costs with Deductible Scenarios in Monroe County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Monroe County, MI $149500 $552 $760
Ida, MI $187100 $605 $832
Erie, MI $134700 $555 $764
Whiteford, MI $167700 $587 $807
Dundee, MI $155100 $482 $664
London, MI $135900 $556 $766
La Salle, MI $165200 $584 $804
Oregon, OH $134500 $474 $652
Exeter, MI $167400 $587 $807
Woodland Beach, MI $108000 $527 $725

Impact of Coverage Amount on Home Insurance Cost In Monroe County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $541
$200,000 $1,565
$300,000 $2,130
$400,000 $2,499
$500,000 $3,199
$750,000 to $1000,000 $3,699
Above $1000,000 $4,373


Monroe County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Monroe County, MI Average Home Insurance Cost$769.21
State Average Home Insurance Cost$775
Difference Vs national Average-454.79

Top Homeowners Insurance Companies in Monroe County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
Frankenmuth Insurance $990
Automobile Club $897
Farmers $884

Monroe County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -108 662
One Claim +69 838
Two Claims +100 869