Home Insurance Costs with Deductible Scenarios in Macomb, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Macomb, MI	$244800	$638	$878
Royal Oak, MI	$191700	$591	$813
Riley, MI	$185300	$603	$830
Bloomfield Hills, MI	$840300	$2017	$2,775
Village of Grosse Pointe Shores, MI	$452400	$1216	$1,674
Sterling Heights, MI	$164700	$566	$779
Lenox, MI	$150900	$479	$660
Warren, MI	$102100	$504	$694
Chesterfield, MI	$173700	$575	$791
Leonard, MI	$121100	$541	$745

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Impact of Coverage Amount on Home Insurance Cost In Macomb, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$406
$200,000	$1,149
$300,000	$1,400
$400,000	$1,836
$500,000	$2,350
$750,000 to $1000,000	$2,717
Above $1000,000	$3,213

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Macomb, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Macomb, MI Average Home Insurance Cost	$888.96
State Average Home Insurance Cost	$775
Difference Vs national Average	-335.04

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Top Homeowners Insurance Companies in Macomb, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
Allstate	$1,174
Frankenmuth Insurance	$990
Safeco	$914

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Macomb, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-107	782
One Claim	+62	951
Two Claims	+124	1013

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