Home Insurance Costs with Deductible Scenarios in Macomb County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Macomb County, MI	$146700	$550	$756
Shelby charter, MI	$216900	$533	$733
Beverly Hills, MI	$341500	$590	$812
Cottrellville, MI	$188100	$606	$834
St. Clair Shores, MI	$114200	$517	$712
Algonac, MI	$103400	$521	$717
Clinton charter, MI	$139700	$470	$647
Orion charter, MI	$240400	$554	$763
Hazel Park, MI	$55500	$425	$584
Sterling Heights, MI	$164700	$566	$779

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Impact of Coverage Amount on Home Insurance Cost In Macomb County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$513
$200,000	$1,593
$300,000	$2,163
$400,000	$2,599
$500,000	$3,327
$750,000 to $1000,000	$3,847
Above $1000,000	$4,548

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Macomb County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Macomb County, MI Average Home Insurance Cost	$765.33
State Average Home Insurance Cost	$775
Difference Vs national Average	-458.67

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Top Homeowners Insurance Companies in Macomb County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
Allstate	$1,174
Michigan Farm Bureau	$974
Automobile Club	$897

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Macomb County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-107	658
One Claim	+54	819
Two Claims	+99	865

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