Home Insurance Costs with Deductible Scenarios in Livonia, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Livonia, MI	$170500	$572	$787
Salem, MI	$326400	$566	$779
Westland, MI	$105400	$508	$700
Oakland County, MI	$209800	$608	$837
Wayne, MI	$68700	$443	$610
Keego Harbor, MI	$114500	$534	$735
Beverly Hills, MI	$341500	$590	$812
Trenton, MI	$132100	$464	$638
Dearborn Heights, MI	$93600	$494	$680
Wixom, MI	$227600	$542	$746

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Impact of Coverage Amount on Home Insurance Cost In Livonia, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$386
$200,000	$1,483
$300,000	$1,873
$400,000	$2,309
$500,000	$2,956
$750,000 to $1000,000	$3,417
Above $1000,000	$4,041

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Livonia, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Livonia, MI Average Home Insurance Cost	$796.37
State Average Home Insurance Cost	$775
Difference Vs national Average	-427.63

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Top Homeowners Insurance Companies in Livonia, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
Auto Owners	$946
Automobile Club	$897
Meemic	$635

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Livonia, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-96	701
One Claim	+72	868
Two Claims	+111	908

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