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Home Insurance Costs with Deductible Scenarios in Lincoln Park, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lincoln Park, MI $64700 $457 $629
Royal Oak, MI $191700 $591 $813
Estral Beach, MI $151400 $572 $786
Carleton, MI $110100 $529 $728
Highland Park, MI $33500 $533 $733
Center Line, MI $63700 $437 $601
Canton charter, MI $223700 $539 $741
Inkster, MI $44300 $542 $746
Oak Park, MI $90600 $471 $648
Detroit, MI $42800 $615 $847

Impact of Coverage Amount on Home Insurance Cost In Lincoln Park, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $847
$200,000 $2,906
$300,000 $3,787
$400,000 $4,893
$500,000 $6,263
$750,000 to $1000,000 $7,242
Above $1000,000 $8,563


Lincoln Park, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lincoln Park, MI Average Home Insurance Cost$636.32
State Average Home Insurance Cost$775
Difference Vs national Average-587.68

Top Homeowners Insurance Companies in Lincoln Park, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
Michigan Farm Bureau $974
Hanover $934
Automobile Club $897

Lincoln Park, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -76 560
One Claim +57 694
Two Claims +76 713