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Home Insurance Costs with Deductible Scenarios in Eastpointe, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Eastpointe, MI $64700 $457 $629
Southfield, MI $124300 $528 $726
Roseville, MI $71600 $467 $642
Huntington Woods, MI $321400 $660 $908
Grosse Pointe Farms, MI $298400 $624 $858
Troy, MI $269800 $670 $922
Bloomfield charter, MI $385400 $676 $930
Birmingham, MI $467700 $705 $970
Grosse Pointe, MI $325500 $794 $1,093
Dearborn Heights, MI $93600 $494 $680

Impact of Coverage Amount on Home Insurance Cost In Eastpointe, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $887
$200,000 $3,090
$300,000 $3,764
$400,000 $4,847
$500,000 $6,204
$750,000 to $1000,000 $7,174
Above $1000,000 $8,482


Eastpointe, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Eastpointe, MI Average Home Insurance Cost$636.32
State Average Home Insurance Cost$775
Difference Vs national Average-587.68

Top Homeowners Insurance Companies in Eastpointe, MI

Insurance Provider Average Homeowners Insurance Cost($)
Frankenmuth Insurance $990
Michigan Farm Bureau $974
Auto Owners $946
Safeco $914

Eastpointe, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -76 560
One Claim +45 681
Two Claims +76 713