Home Insurance Costs with Deductible Scenarios in Detroit, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Detroit, MI	$42800	$615	$847
Southfield, MI	$124300	$528	$726
Highland Park, MI	$33500	$533	$733
Pleasant Ridge, MI	$295900	$738	$1,016
Lincoln Park, MI	$64700	$457	$629
Hamtramck, MI	$53900	$422	$581
Clawson, MI	$155900	$484	$666
Northville, MI	$387300	$680	$936
Ecorse, MI	$37900	$538	$740
Berkley, MI	$172800	$497	$684

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Impact of Coverage Amount on Home Insurance Cost In Detroit, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$2,126
$200,000	$5,772
$300,000	$7,836
$400,000	$10,077
$500,000	$12,899
$750,000 to $1000,000	$14,914
Above $1000,000	$17,635

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Detroit, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Detroit, MI Average Home Insurance Cost	$856.995
State Average Home Insurance Cost	$775
Difference Vs national Average	-367.005

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Top Homeowners Insurance Companies in Detroit, MI

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,403
AAA	$954
Auto Owners	$946
Farmers	$884

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Detroit, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-103	754
One Claim	+51	908
Two Claims	+111	968

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