Home Insurance Costs with Deductible Scenarios in Chesterfield, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Chesterfield, MI	$173700	$575	$791
Algonac, MI	$103400	$521	$717
Rochester Hills, MI	$264400	$662	$911
Troy, MI	$269800	$670	$922
Ray, MI	$191200	$609	$838
Lenox, MI	$150900	$479	$660
New Haven, MI	$115400	$535	$736
Eastpointe, MI	$64700	$457	$629
Cottrellville, MI	$188100	$606	$834
Fraser, MI	$128000	$461	$634

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Impact of Coverage Amount on Home Insurance Cost In Chesterfield, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$511
$200,000	$1,395
$300,000	$1,770
$400,000	$2,287
$500,000	$2,927
$750,000 to $1000,000	$3,385
Above $1000,000	$4,002

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Chesterfield, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Chesterfield, MI Average Home Insurance Cost	$800.25
State Average Home Insurance Cost	$775
Difference Vs national Average	-423.75

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Top Homeowners Insurance Companies in Chesterfield, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,174
Auto Owners	$946
Hanover	$934
Automobile Club	$897

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Chesterfield, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-96	704
One Claim	+64	864
Two Claims	+112	912

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